Business Finance
Looking to propel your business forward? Let Chatsbrook simplify your finance journey!
Experienced Team
Our finance aficionados are dedicated to demystifying the complex world of business finance.
Tailored Solutions
Every business is unique. We'll handcraft a finance plan that perfectly complements your goals
Straightforward Process
Say goodbye to finance jargon and convoluted processes. With us, it's uncomplicated finance all the way!
Your Business Loan, Simplified
- Quick approvals - Often within 48 hours
- Zero charges for a complete review of your business finances
- Competitive rates to ensure you get the best deal
- Personalised service with a dedicated finance expert just for you
Can Business Finance Help You?
Cashflow Solutions:
Whether it's a stocking loan or a merchant cash advance, get fast and flexible solutions tailored to your business needs.
Business Loans:
From hiring new talent to expanding your operations, our comprehensive panel of lenders is here to back your business.
Property Finance:
Thinking of acquiring a new business premises? We've got you covered, be it leasehold or freehold.
Invoice Finance:
Improve your cash flow by getting up to 85% of your invoice amount upfront. No more chasing clients for payments!
Join our family of satisfied customers and experience the difference with us today. Our trusted partnerships with leading companies and manufacturers affirm our commitment to quality and service.
Are You Eligible?
- Been in business for at least a year
- Looking for loans up to £100,000
Whether you’re a limited company, partnership, or sole trader, we’ve got business finance options for you.
Personal Guarantee Insurance
We have partnered with a PG insurance specialist, currently the UK’s only current provider of Personal Guarantee Insurance (PGI), to provide you with a solution that gives you the confidence to grow your business through securing crucial finance, whilst protecting your personal assets.
What is PGI?
PGI provides cover to Directors of Ltd Companies based in the UK who have signed a PG in relation to commercial finance. If the company enters insolvency, the Policy steps in and pays a set percentage of the PG commitment directly to the lender.
PGI Provides:
- 80% cover for PGs signed in support of secured finance
- 60% cover in the first year for PGs attached to unsecured finance, rising to70% in year two, then 80% in year three and thereafter
- A maximum level of cover of £550,000 for secured loans and £300,000 for unsecured loans
- Unlimited access to the Business Support Service which provides invaluable support during financial difficulties
- £10,000 cover for a professional debt negotiator to arrange settlement with the lender
- Cover for multiple Directors on one Policy at no extra cost if the PG is signed on a joint and several liability basis
- Cover for multiple guarantees on one Policy
Contact us for an application form or follow the link below to access it online. A member of the provider’s Support Team will contact you shortly after to discuss your options.
Benefits of Business Finance
Business finance is a powerful tool that can propel your company to new heights. At Chatsbrook, we understand the transformative impact that well-structured financial solutions can have on your business. Here are some key benefits of leveraging business finance:
Business finance is a powerful tool that can propel your company to new heights. At Chatsbrook, we understand the transformative impact that well-structured financial solutions can have on your business. Here are some key benefits of leveraging business finance:
TractorsAccess to capital is often the catalyst for business growth. Whether you’re looking to expand your product line, enter new markets, or increase your workforce, business finance provides the necessary funds to turn your ambitions into reality. With the right financial backing, you can seize opportunities as they arise, staying ahead of the competition and scaling your operations effectively.
Healthy cash flow is the lifeblood of any successful business. Finance options like working capital loans or invoice financing can help smooth out cash flow fluctuations, ensuring you have the liquidity to cover day-to-day expenses, pay suppliers on time, and manage seasonal variations in income. This financial stability allows you to focus on running and growing your business without the constant worry of short-term cash crunches.
Staying competitive often requires investing in the latest equipment and technology. Business finance enables you to acquire these assets without depleting your cash reserves. Whether it’s upgrading your IT infrastructure, purchasing new machinery, or investing in software that streamlines your operations, finance options like equipment leasing or asset finance can help you stay at the cutting edge of your industry.
Many forms of business finance come with potential tax advantages. Interest payments on business loans are often tax-deductible, potentially reducing your overall tax liability. Additionally, leasing equipment or vehicles can sometimes offer tax benefits compared to outright purchases. Always consult with a tax professional to understand the specific implications for your business.
For business owners who want to maintain full control of their company, debt financing through business loans can be an attractive alternative to equity financing. Unlike giving up shares of your business to investors, debt financing allows you to retain complete ownership while still accessing the capital you need to grow.