Asset Finance
Our Diverse Asset Finance Package Includes:
Hire Purchase
Finance Lease
Refinance / Equity Release
Operating Lease
VAT Deferral
Funding
Solutions
Our vast experience in the asset finance sector allows us to handpick options perfectly matched to your needs. Our specialty areas include:
Our
Industries
Typical assets we finance:
- Tractors
- Crop Sprayers
- Combine Harvesters
- Balers
Finance For Agriculture & Farming
In today’s evolving farming landscape, we understand the importance of investing in advanced infrastructure and technology. Our agricultural financing solutions are designed to support the growth and productivity of your farming business.
What our clients say
“I am very happy with the level of service provided by your good selves and are sure we will do more business in the future.”
The Dog House
Mitsubishi Shogun
Typical assets we finance:
- Panel Van
- Tipper
- Pick Up
- Box Van
Van & LCV Finance
What our clients say
“After seeing Chatsbrook on social media and hearing great reviews about them I thought I would make contact. From start to finish, an excellent customer experience. Always willing to help and go the extra mile. Continuously updated on the progress of my application. All completed with in days of first making contact. Couldn’t recommend Chatsbrook enough. Will definitely be using again if I need any type of finance.”
Lewis Bilham
Vauxhall Movano
Typical assets we finance:
- Tractor Units
- Rigids
- Articulated
- Drawback Vehicles
Commercial &
HGV Finance
With our flexible and competitive finance solutions, we aim to support the growth and expansion of your transport and logistics business.
What our clients say
“Chatsbrook has managed to secure us a cheaper rate and deal. The whole process was so easy and straightforward and they sorted all the paperwork out so quickly. Would highly recommend Chatsbrook for all your financial arrangements.”
EM Contracts
Typical assets we finance:
- Wind Turbines
- Solar Battery
- Solar PV Panels
- Hydro Power Turbines
Renewable Energy Finance
We’re passionate about supporting the transition to cleaner energy. Our financing solutions cater to various renewable energy projects.
What our clients say
“Chatsbook provides a very efficient yet personal service. We are always particularly impressed with the speed at which finance is arrange.”
Solar Farm Cleaning
Typical assets we finance:
- Crushers
- Excavators
- Mini Diggers
- Diggers
Construction Finance
Our construction finance packages are tailored to meet the demands of the construction and plant sector, helping businesses acquire essential assets.
What our clients say
“Chatsbrook has been a big help assisting myself and my business in securing funds for the purchase of another new asset to enable the business the thrive and continue to grow! I cannot recommend Chatsbrook enough, and will definitely use them again in the future for further investments and asset finance!”
Alex Makepeace
Bobcat Mini Excavator
Typical assets we finance:
- Horse Trailers
- 4×4 Vehicles
- Horse Boxes
- And More
Horse Transport Finance
Whether you’re a professional in the equine business or a private horse owner, our finance solutions cater to all horse transport needs. See the options below.
What our clients say
“Chatsbrook delivered an excellent service with a competitive finance package, their knowledge and understanding of the market is second to none – I would recommend Chatsbrook and shall use again in the future”
Alex Makepeace
Bobcat Mini Excavator
Typical assets we finance:
- Grinders
- Welding
- Boring Machines
- Moulding Tools
Engineering & Manufacturing Finance
In the fast-evolving engineering and manufacturing sectors, innovation is key. We offer bespoke financial solutions to bolster research, development, and growth.
What our clients say
“Brilliant service, fast and efficient!. Chatsbrook knowledge and experience makes their service unique. Great company highly recommend.”
S Elwin
The Bodycentre
Typical assets we finance:
- Caravans
- Campervans
- Motorhomes
- Micro Campers
Leisure Finance
Dreaming of your perfect getaway? Our leisure finance options cater to a range of leisure vehicles, helping you realise your staycation dreams. Browse the available options below.
What our clients say
“Delighted with the service from Chatsbrook – Significant saving against the dealer from the outset, a company you can trust and I would recommend.”
Simon Bevan
Join our family of satisfied customers and experience the difference with us today. Our trusted partnerships with leading companies and manufacturers affirm our commitment to quality and service.
Our
Products
Hire Purchase
Hire Purchase is a simple, flexible way for businesses to acquire the assets they need, whether that’s vehicles, machinery or equipment, with payments spread over a term that usually runs up to five years.
Your regular repayments cover both the depreciation of the asset and the interest on its cost. At the end of the agreement, you’ll usually have the option to buy the asset outright and take full ownership.
Who is it for?
Key
Advantages
Flexible Repayment Terms
The cost is spread over time, easing the initial outlay. Fixed monthly payments allow for easier budgeting across the full term.
Seasonal Adjustments
If your business experiences seasonal highs and lows, payment plans can reflect this. For instance, lower repayments in quieter months, with higher ones when sales increase.
Maintain Control
You’ll have full use of the asset throughout the term and may be able to claim capital allowances, a tax relief on long-term business investments.
Please note:
Finance is typically secured against the asset. Missed payments could lead to repossession. All applications are subject to eligibility checks, terms, and lending criteria.
Finance Lease
When the initial lease ends, you’ve got a few options:
– Continue leasing with smaller secondary payments
– Sell the asset and share in the proceeds
– Return it if it’s no longer needed
Who is Refinancing For?
Key
Advantages
Access Equipment Without Large Upfront Costs
Spread the cost through manageable monthly payments.
Payments That Fit Your Cash Flow
Tailor your lease to reflect seasonal income or business cycles.
Potential Earnings
If the asset is sold at the end, you keep part of the sale proceeds.
Please note:
Finance is secured against the equipment. Failure to keep up with repayments may result in repossession. All applications are subject to eligibility, terms, and lending criteria.
Refinancing
Refinancing lets you unlock cash tied up in equipment you already own or are still paying for. With a Sale and HP Back agreement, we purchase your asset, release funds to you, and you continue using it while repaying in line with what it generates for your business.
Who is Refinancing For?
This option suits businesses of any size, from sole traders to larger companies looking to improve cash flow, invest in new kit, or fund growth. Whether your assets are fully paid or still under finance, refinancing can help free up working capital fast.
Key
Advantages
Quick Access to Cash
Turn owned or financed assets into immediate funds while continuing to use them.
Flexible Terms
We can take over your existing finance and extend the term, giving you more time to repay with fixed costs and no surprises.
Freedom to Invest
Use the cash where your business needs it most, be it purchasing new equipment or hiring for expansion.
Please note:
Finance is secured against the equipment. Failure to keep up with repayments may result in repossession. All applications are subject to eligibility, terms, and lending criteria.
Operating Lease
Who is Refinancing For?
Key
Advantages
Low Upfront Costs
Start using assets without a major cash outlay.
Lower Monthly Rentals
Payments are based on a portion of the asset’s value, not the whole cost.
Flexibility at Term End
Choose to extend, buy, or return the asset when the lease ends.
Please note:
Finance is secured against the asset. Missed payments may lead to repossession. All applications are subject to terms, availability, and lending criteria.
Your funding partner of choice
We provide tailored funding solutions through a client-focused approach, building trust and loyalty to help achieve financial goals for SMEs and ambitious businesses