Vehicle Finance
Our Diverse Vehicle Finance Solutions Include:
Hire Purchase
Lease Purchase
Personal Contact Purchase
Finance Lease
Funding
Solutions
We provide finance solutions for a wide range of vehicles, ranging from motorbikes to supercars.
We
Provide
Vehicle Finance
Prestige & Supercars
Classic Car Finance
Motorbike Finance
Join our family of satisfied customers and experience the difference with us today. Our trusted partnerships with leading companies and manufacturers affirm our commitment to quality and service.
Our
Products
Hire Purchase
Vehicle Finance with the Option to Buy or Return. With this form of finance you can spread the cost of your car, van, or motorbike with fixed monthly payments and the choice to own or return it at the end.
You’ll typically put down a 10% deposit, with the rest paid in equal monthly instalments over a term of up to five years. Payments include interest and remain fixed throughout.
How does Hire Purchase work?
Key
Advantages
Lower monthly payments
Optional balloon payment helps reduce regular instalments.
Fixed costs
Clear, predictable repayments make budgeting easier.
End-of-term flexibility
Choose to keep the vehicle or return it with no further payment.
Please note:
Finance is secured against the vehicle. Missed payments may result in repossession.
Lease Purchase
Lease Purchase is a flexible way to spread the cost of buying a vehicle. Once you’ve chosen your car, you tell us how much you’d like to borrow after your deposit, which can be topped up by part-exchanging your current vehicle.
How does Lease Purchase work?
Key
Advantages
Lower monthly payments
The balloon payment reduces monthly costs during the term.
Ideal for high-value vehicles
Cars that retain value make agreements more affordable.
Flexible deposits
Use part-exchange or cash to set a deposit that suits your budget.
Please note:
Finance is secured against the vehicle. Missed payments may result in repossession.
Personal Contract Purchase (PCP)
Perfect if you’d like the flexibility to upgrade or return your car or motorbike at the end of the agreement.
With PCP, you pay a deposit, followed by fixed monthly repayments based on the vehicle’s depreciation, not its full cost. We also guarantee its minimum value at the end, known as the Guaranteed Minimum Future Value (GMFV).
This structure often results in lower monthly payments than Hire Purchase or Conditional Sale.
How Does PCP Work?
Key
Advantages
Lower monthly payments
Only pay for the vehicle’s depreciation, not its full value.
Guaranteed future value
Know upfront what your vehicle will be worth at the end.
Flexible end-of-term options
Choose to buy, return, or upgrade your vehicle with ease.
Please note:
Finance is secured against the vehicle. If repayments aren’t met, the vehicle may be repossessed.
Finance Lease
A Finance Lease is a long-term rental option for business equipment, offering full use of assets like vehicles, machinery, or tech without the need to buy them outright.
Instead of a large upfront payment, you rent the asset over a set term with fixed monthly instalments that include interest. Lease periods can be tailored to suit your cash flow, especially useful if income varies across the year.
What happens at the end of the lease?
At the end of the initial lease, you can:
– Extend the rental with smaller payments
– Sell the asset and keep a portion of the sale
– Return it if it’s no longer needed
This structure gives you flexibility with how you manage business assets and budgets.
Key
Advantages
No large upfront cost
Access vital equipment with monthly payments instead of a big initial outlay.
Flexible end-of-term options
Extend, sell, or return the asset based on your needs.
Tax savings
VAT-efficient and helps lower your taxable profits if you’re registered.
Please note:
Finance is secured against the equipment. Failure to keep up with repayments may result in repossession. All applications are subject to eligibility, terms, and lending criteria.
Your funding partner of choice
We provide tailored funding solutions through a client-focused approach, building trust and loyalty to help achieve financial goals for SMEs and ambitious businesses