Chatsbrook Finance


Our Sports Car Finance Options

It’s not every day you need to finance your first luxury sports or supercar. Here at Chatsbrook, we understand the significance of these one-off purchases and offer tailored car finance solutions to help you own your dream vehicle.

Understanding Sports Car Finance

Unlike regular car finance, financing a sports car differs due to the higher investment and insurance costs involved with owning luxury vehicles. We work with you in four key areas to help plan and manage both initial and ongoing payments.

Types of Finance Options

Hire Purchase (HP): This is a straightforward car finance type where you pay a deposit, followed by monthly payments until you eventually own the car outright. HP is perfect for buyers who want to spread the cost over time without the constraints of mileage limits.

Personal Contract Purchase (PCP): PCP is popular for financing sports and supercars because it offers lower monthly payments with flexibility at the contract’s end. You can choose to pay a final balloon payment to own the car, return it, or trade it in for a new model.

Leasing: If you prefer to always drive the latest model, leasing might be ideal. This option allows you to rent the sports car for a set period while paying fixed monthly instalments. At the end of the lease term, you simply return the car, freeing you from the depreciation worries associated with buying a car outright.

Refinancing: If you already own a sports car but want to improve your car finance terms or release equity from your vehicle, refinancing can be a great option. Chatsbrook can help reassess your financial terms, potentially lowering your monthly payments.

Why Chatsbrook?

Bespoke Solutions: Two clients will rarely be looking at purchasing or leasing the same car. Our team specialises in crafting finance options that are specifically designed to meet individual financial situations and car preferences.

Expert Advice: With years of experience in the luxury car finance market, our advisors are equipped with the knowledge to guide you through the best options and help manage any risks associated with different purchasing and leasing options.

Wide Range of Lenders: We collaborate with a wide network of lenders across the UK, allowing us to offer you the most competitive rates and flexible terms tailored to sports cars.

What to Consider When Choosing Finance Options

Whilst we’ll be guiding you every step of the way, it’s important to already have an idea about your purchase and its long-term implications.

Budget: Whilst it’s easy to be in awe of the latest luxury car models, it’s essential to consider just how much you can really afford, especially when making substantial payments over time. Before deciding on a sports car, consider the full cost, including maintenance, insurance, and potential depreciation (if purchasing outright). This will help you choose a finance option that fits comfortably within your budget.

Future Plans: How long do you intend to keep your supercar? The answer to this question is crucial for you to establish whether a short-term lease or a longer-term purchase agreement is more suitable.

Credit Score: Your credit score significantly impacts the interest rates you’ll receive. A better score can lead to more favorable terms, so it’s worth checking your credit before applying for finance.

Closing Remarks

Financing a sports car should be as smooth as driving one. At Chatsbrook, we’re committed to making your purchase experience effortless. Whether you’re looking to buy, lease, or refinance, our experts are here to help you navigate your options and secure the best possible deal.

For more information on how we can help you finance your dream sports car, feel free to contact us or explore further on our website.

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Monday – Friday
8:45am – 5:15pm

Business Address

Chatsbrook, Ketteringham Hall,
Church Road, Ketteringham,
NR18 9RS

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